ValueWeb

This week the Finanser talks with Gottfried Leibbrandt, CEO of SWIFT about cryptocurrencies, bitcoin, Ripple and all things blockchain.   How do you see value exchange on the internet changing the game for banks and for infrastructures like SWIFT? Let’s take a step back so that I can give you my overall perspective. I always like to…

Ron Suber is President of Prosper, one of America’s first and largest peer-to-peer lenders. Who is the typical user of Prosper? Prosper is an online marketplace for credit that offers access to consumer loans. We focus on three types of borrowers. The first is the person who wants to consolidate high-interest debt with a loan that…

As mentioned last week, the new book is about the ValueWeb: the Internet of Value.  Amazingly, some people are already asking me what comes after the Internet of Value? Let's begin with noting that your need the Internet of Value to allow the Internet of Things.  Machines cannot trade with machines if they don't have…

I recently had a great conversation with the head of innovation at a bank.  In the middle of the conversation, we got into a discussion about how to get rid of complacency in the management team.  The fact is that this bank is doing well.  It’s growing its customer footprint, cross-sell ratio, account holdings, deposits…

  During August, I finally finished a new book.  The book is with the publishers now, and enters the editing phase.  That phase takes a while and, what with having to tee up the printers and all that, it looks like it will be published in January 2016.  The book is called ValueWeb and focuses…

I was recently interviewed by Emerging Markets Review just before travelling to Korea in July.  The interview lasted a while, but stunned me when they produced the magazine with yours truly front page and centre.  Rather than saying anything more, here's the interview which you can download as a PDF if you prefer.   The global…

I’ve been presenting the theme around what banks have to do to become digital for a while now, and obviously have blogged and written loads about it, and yet something still niggles in the back of my head.  I guess it’s that I’ve written some of the things down, but not all, and the thing…

I have this mantra in my presentations about payments.  Payments is being attacked by Fintech startups like Klarna, Square, Stripe, Alipay, PayPal (Venmo, Braintree) and more.  In fact, according to VentureScanner, it’s the second most active area for investors after lending (P2P and crowdfunding) … … and the most mature sector for new competition to traditional…