ValueWeb

Mar 17, 2015

It’s about behaviours, not technology

So I visit a tradeshow last week focused upon the future of payments, and everyone is presenting their latest mobile apps and designs. "That's not the future of money", I fume silently at the back. Then we had a mention of bitcoin and my ears pricked up. Oh, it's a bitcoin mobile app. Hmmmm. I…

Mar 13, 2015

Are we going through a Kodak/Nokia moment in banking?

A brainstorming session with a group of banks raised this question: are we going through a Kodak moment in banking? Are we seeing a Nokia change? Will banks miss the tipping point and die from the reformation of the internet, or will we respond and change in time? As it's Friday the Thirteenth, it's a…

Mar 6, 2015

Is the Fintech bubble about to burst?

I recently recorded a video for Meniga to show at their conference in London for Next Bank Europe. We had to do this as I was in New York on the day of the conference, and the organisers wanted me to present so badly they agreed to come to my house to do record my…

Feb 24, 2015

Data is the bank’s battleground – are you fit to fight?

I’ve developed a whole new presentation on the ValueWeb, which I’ll share at some point soon, and tried it out today for the first time. It was interesting to gauge the audience reaction, which was overwhelmingly positive. We then had a panel discussion at the end of the session, and one of the panellists summarised…

Feb 20, 2015

Forget FinTech – welcome to the ValueWeb

As mentioned earlier in the week, we are now in the Net 6.0 phase of life, where we are digitising money. We digitised commerce some time ago and now eBay, TripAdvisor, Amazon, Alibaba, Kayak and more rule the world. These are both intermediaries and infomediaries for commerce, but the bit they were lacking is a digital currency….