Chris Skinner's blog

Shaping the future of finance

Technology

Jibun Bank: a mobile telephone only bank

I’ve talked about UMPay, a JV between Unionpay and China Mobile, as well as eBank, an internet bank leader in Japan now owned by an etailer, Rakuten Group. This leads nicely into what is probably the most innovative bank I've seen so far: Jibun Bank, a Japanese bank which translates into ‘my bank’ in English….

EBank5

Jibun Bank: a mobile telephone only bank

I’ve talked about UMPay, a JV between Unionpay and China Mobile, as well as eBank, an internet bank leader in Japan now owned by an etailer, Rakuten Group. This leads nicely into what is probably the most innovative bank I've seen so far: Jibun Bank, a Japanese bank which translates into ‘my bank’ in English….

EBank5

Jibun Bank: a mobile telephone only bank

I’ve talked about UMPay, a JV between Unionpay and China Mobile, as well as eBank, an internet bank leader in Japan now owned by an etailer, Rakuten Group. This leads nicely into what is probably the most innovative bank I've seen so far: Jibun Bank, a Japanese bank which translates into ‘my bank’ in English….

EBank5

Robobank: no human hands needed

The final day in Hong Kong focused upon innovations and several speakers provided a rich overview of innovation across the region, mainly n Japan and China. I’ll blog about some of these for the rest of the week, as I was particularly impressed with a few areas of leading-edge technology being deployed in a consumer…

EBank1

Robobank: no human hands needed

The final day in Hong Kong focused upon innovations and several speakers provided a rich overview of innovation across the region, mainly n Japan and China. I’ll blog about some of these for the rest of the week, as I was particularly impressed with a few areas of leading-edge technology being deployed in a consumer…

EBank1

Robobank: no human hands needed

The final day in Hong Kong focused upon innovations and several speakers provided a rich overview of innovation across the region, mainly n Japan and China. I’ll blog about some of these for the rest of the week, as I was particularly impressed with a few areas of leading-edge technology being deployed in a consumer…

EBank1

Mobile payments in China

Researchers estimate that there were only 83.5 million online payment users in China in 2006, due to the lack of access to payment cards. Admittedly, Tencent with the QQ coin has enabled more payments outside the banking system, but the lack of access to e-payments has been an inhibitor to the democratisation of commerce in…

UMPay2

Living in a third world cards country

With that title, I bet you thought I was going to blog a bit more about China and how their card systems are developing. Wrong. In fact, China, Russia, South Africa and many other emerging nations have robust, reliable and secure card networks, thanks to new infrastructures and ideas.  For example, most of Eastern Europe,…

We know where you are

Only two years ago, many technology companies and banks were talking about the branch of the future and painting a vision where, when you walked into a branch, the branch sensors would pick up who you were using RFID and NFC technologies from your contacteless debit or credit card. The result would be a warm…

We know where you are

Only two years ago, many technology companies and banks were talking about the branch of the future and painting a vision where, when you walked into a branch, the branch sensors would pick up who you were using RFID and NFC technologies from your contacteless debit or credit card. The result would be a warm…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Top 50 Global Thought Leaders and Influencers on Finance 2024

Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award

TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser