Future

OK, OK, it’s time to get down to the real business of blogging, banking and bonuses.  As per my usual form, here are four specific forecasts for the economic movements of 2013: The USA is a solid rock (but) South America is the place to be China becomes a hot consumer market The Eurozone stays…

Next week, I’ll get back to being Mr. Boring Banking Blogger, and will focus upon the economic, financial and technological trends for 2013, as per my usual start to the year. For today, purely because it’s still the silly season (yes, 12 days of Christmas is still going strong here), I’m going to make ten…

For the last decade, I’ve been a fan of the Eurozone. It’s created a lot of business for many of us. The Financial Services Action Plan (FSAP), the forty or more Directives, the Single Euro Payments Area (SEPA) and all that stuff has been good for business for consultants, technologists and for some bankers too….

For the last decade, I’ve been a fan of the Eurozone. It’s created a lot of business for many of us. The Financial Services Action Plan (FSAP), the forty or more Directives, the Single Euro Payments Area (SEPA) and all that stuff has been good for business for consultants, technologists and for some bankers too….

It’s taken me a while to work out why  social media and stuff is such a fundamental change for banking, but I finally think I've got there and it's clearer. It started with the rise of blogging and social media such as YouTube. I still retell the story of McKinsey’s Chief Executive who was side-blinded…

It’s taken me a while to work out why  social media and stuff is such a fundamental change for banking, but I finally think I've got there and it's clearer. It started with the rise of blogging and social media such as YouTube. I still retell the story of McKinsey’s Chief Executive who was side-blinded…

As mentioned yesterday, the regulator tries to keep up with the banks who try to keep up with customer, and I said that banks often innovate too slowly. There are many examples of this, but the one that I come back to regularly is Chip & PIN. Chip & PIN has been an enormous success,…