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Shaping the future of finance

Purpose

Digital transformation or purpose-driven banking?

I was reflecting on the fact that I’ve been talking about digital banking for a decade and a half. That’s a long time. I’d claim to have fathered the phrase Banking-as-a-Service back in the 2000’s, and yet only a third of banks understand the concept of BaaS today. "Only a third of banks understand the concept"…

How can breaking bank windows be justified?

This latest blog from Dr Gail Bradbrook Co-Founder of Extinction Rebellion follows previous ones here and here. In it she responds further to this challenge from an angry anonymous banker… Dear Barclays Bank – Why I Believed You Wanted Me to Break Your Window Dear Anonymous Banker, Let’s address one key point of controversy in your…

When a rebel meets a banker

Recently, Dr. Gail Bradbrook of Extinction Rebellion allowed The Finanser to publish a guest piece, which was generally well received. However, one letter stood out as a rebuttal. Gail determined to reply to this view, and so the dialogue carries on below… When economics and investments are led by our better selves Dear Anonymous Banker, I…

Green finance is becoming a USP

I see five major groups squeezing the financial markets these days. The first one is obvious: it’s the FinTech start-up community, which is now valued as a third of all banking value. The second is clear too: it’s the Big Tech firms like Facebook and Amazon, who are launching their own currencies and putting pressure…

#COP26: ah well, what the hell?

Is it just me, or is the world a scary place at the moment? For most of my life, the world has been harmonising, working together to create global trade and destroy barriers. The fall of the Berlin Wall, the opening of China to world trade and the growth of the United Nations sustainability goals,…

HyCOPrite: Harvey Dent (Two-Face) strikes at #COP26

Mark Carney stood up at COP26, alongside Larry Fink (CEO of BlackRock) and Jane Fraser (CEO of Citigroup). Together they announced that the financial industry has pledged $130 trillion of assets to solve climate challenges. Woo-hoo! Thanks. Trouble is that it’s a lie. Larry Fink and Jane Fraser run two companies leading the end of…

#COP26: We must use the world’s wealth to save Earth

Just in case you didn’t catch it, yesterday was the Finance Day at COP26. Rishi Sunak, the UK Chancellor, made a speech commiting the UK to be the first with a net-zero financial centre. Watch the speech:  Or, if you prefer, here’s the transcript: Direct the world’s wealth to protect our planet Good morning…

#COP26: Where’s the incentive?

The discussions of today’s COP26 interested me, as it’s all about the money. Today is the day that all of the world’s finance ministers meet to discuss their dedication to climate change. They had this before – in Paris six years ago they promised $100 billion to be given to poorer nations to focus upon…

COP26: Climate blah, blah, blah is all about the money, money, money

Kate Mackenzie, who writes with Bloomberg Green, published a fascinating long-read article on Phenomenal World the other day. I wanted to publish the whole thing, but instead took some key paragraphs to share here. Maybe this is why, as Greta Thunberg said it, most leaders talking about climate change is just blah, blah, blah: The…

COP26: what’s going on?

The United Nations Climate Change Conference (COP26) takes place in Glasgow from 31 October – 12 November 2021. Triodos Bank have selected five key events they feel worth attending so, here they are: ‘Finance Day’ – Wednesday 3 November For the first time the COP has an official day of negotiations dedicated to the role of finance…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

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About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

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Gaping Void's Hugh MacLeod worked with the Finanser