Inspired by three events this week, I focused on apps for my panel discussion today … and got shot down in flames for talking bollards. Harrumph. Here are the events, the logic, the proposal and why it got shot down. First, the events. Event number one: my first iPhone My Blackberry has just been switched…
Here's my latest retail payments focused presentation. It's premise is that there's loads of innovation out there, with micropayments and iPhone apps being hotbeds of innovation for developed economies whilst microfinance and 2G GSM messaging being creative fields for developing economies. However, all of these innovations are just froth on the cake of the payments…
It surprises me how often I find Spanish banks surprise me. First, BBVA launch the first really cool Bank 2.0 apps two years ago. Then Caja Navarra launches a fantastic hybrid Zopa-Bank styled P2P lending service. More recently, Santander created a really interesting head office campus full of robots. And now Banco Sabadell is one…
I haven’t posted a presentation recently. Been a bit lazy, so here’s a bonus. My latest presentation on the future of (retail) banking: Branches are dead, the future is social View more presentations from Chris Skinner. And an audio file to go with it: Download Chris Skinner, EBF2010 (45MB) This is a keynote presentation I…
As those who follow this blog know, I write regularly about services such as Facebook and PayPal. This is because they are disruptive and fresh, as well as being incredibly successful. For example, Facebook is now the world’s #1 website, bigger than Google. Not bad for a five year old. Meantime, PayPal is still growing…
Nick Ogden, CEO and founder of Voice Commerce (he previously created WorldPay, the RBS payments unit, back in 1993 and sold it to them in 2002*), recently spoke at the FSClub about using voice biometrics as part of authentication in mobile financial transactions. Who are Voice Commerce Group? Best to read what they say about…
