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I was recently asked: Where are the boundaries of digitalisation (are there any)? We all would have different answers to this one, but there are boundaries to digitalisation. The main boundary is where technology is replacing the human, rather than augmenting humanity. I blogged about that last year: AI should augment the human and automate…

I just watched Dumb Money, the true story of Gamestop where a wild band of small investors led by Roaring Kitty attacked the big Wall Street short sellers by banging the buck. The more small investors invested, via Robin Hood, the more short sellers lost as the stock rose instead of falling. It’s a good…

In a nice article by Noah Ayomide Oyeniyi on LinkedIn, he outlines the history and development of money from barter through to CBDCs and crypto today. He even quotes me! Thank you Noah. I’m not going to critique the article, just recommend you read it, but I will pick up on one thing that people have…

I’ve said for a long time that we have these figments of our imaginations particularly countries, borders, time and money. Humans have made all of these up and it is our world order today. Go out to tribes in the Amazon or Papua New Guinea who are untouched by such modern life, and these things…

This week’s blog discussions included … Tally-ho! No, it’s not exciting fox hounds – it’s all to do with accounting I thought I had just found a new podcast called Money by David Walliams, the famous British comedian and children’s author. Then I found out it is by David McWilliams, the less famous Irish economist…

I know that my blog is meant to focus upon business, finance and technology, but every now and again you start asking existential questions like: What is time? Why do we have borders? What is money? Do we live in the matrix? So, I thought I would address these questions. What is time? Time is…

I thought I had just found a new podcast called Money by David Walliams, the famous British comedian and children’s author. Then I found out it is by David McWilliams, the less famous Irish economist and author of Money: A Story of Humanity. BBC Radio4 selected this as its book of the week recently, and began…

Why do we count to ten? Because we have ten fingers*. That’s one of the things I learned recently which, when someone said it, made absolute sense. That’s why we have ten times table, and everything is broken down this way today … apart from binary 1’s and 0’s, which is probably because technologists only…

With the launch of Gladiator II this week (one of my fave films of all time was the first one), did the Roman Empire end because of the failure of the economy and, specifically, the monetary supply? Some would say yes. In fact, some would say the fall of the Roman Empire was due to…

Fifteen years ago, I did a major survey into the use of cloud computing in financial services. Bear in mind this was really early days, and the results were quite nebulous. The main headline was that cloud computing needs better definition to succeed: The research report, which encompasses the views of over 230 financial professionals…