Future

Jun 22, 2010

With perfect foresight, where would you invest?

I recently blogged a lot about 10,000 year thinking, the Long Now and how it relates to financial services. If you missed it, then here’s the info: The Long Now of Finance, Part One The Long Now of Finance, Part Two The Long Now of Finance, Part Three In fact, the whole meeting of the…

May 27, 2010

When’s the next financial crisis and what will cause it?

WARNING: THIS BLOG ENTRY WILL NOT CHEER YOU UP [sorry] I spent the morning with a group of futurists debating the long-term outlook for financial markets and am never sure about the usefulness of such debates, although there is definitely something of use in creating scenario plans for the future which is where we were…

May 24, 2010

What happens to SEPA, Chi-x etc if the euro fails?

There’s the classic old joke about the European dream being a place where the police are English, the chefs are Italian, the car mechanics are German, the lovers are French and the bankers are all Swiss. The nightmare is that it is a place where the police are German, the chefs are English, the car…

May 19, 2010

Financial innovation @Finovate

Whilst I hid in Singapore last week, Finovate – the excellent financial innovation conference run by Jim Bruene and co at NetBanker – took place in San Francisco. I wanted to go this year, as Finovate is definitely the one place you will find the NEXT generation of banking and financial solutions and providers. The…

May 4, 2010

Why payments innovations are rubbish!

Here's my latest retail payments focused presentation. It's premise is that there's loads of innovation out there, with micropayments and iPhone apps being hotbeds of innovation for developed economies whilst microfinance and 2G GSM messaging being creative fields for developing economies. However, all of these innovations are just froth on the cake of the payments…

Apr 23, 2010

PayPal, Microsoft and Google’s visions of the future

Today seems to be a day about future trends. For example, I stumbled across a great discussion about the future of the internet with Google CEO Eric Schmidt: This is a 45 minute interview with Mr. Schmidt at a Gartner Symposium in the USA last year. Key comments from the interview, identified by Read-Write Web,…

Apr 21, 2010

Branches are dead, the future is social (Part Two)

After my post last week about my latest presentation with an audio file, my keynote in Bahrain this week was going to be a variation of the presentation. Due to being unable to fly to Bahrain, I mentioned on Monday that most of the day had been spent editing a video file for the conference…

Apr 19, 2010

The World of Me (Part Two)

Building on the World of Me post last week, I’ve just found out how powerful the tools are that are at our disposal today. This week, I’m meant to be chairing a conference in Bahrain: MEFTEC. MEFTEC is now in its sixth year, and I’ve attended every year as a speaker or as chair. Guess…

Apr 16, 2010

Come and join the Ryanbank

Going back to the idea that a bank could offer a widget-based business model of functionality and that everything these days is free, makes me realise exactly what tomorrow’s bank will look like. The thought struck me yesterday when I took my brother-in-law’s lad to see Clash of the Titans – more my thing than…

Apr 15, 2010

Branches are dead, the future is social

I haven’t posted a presentation recently. Been a bit lazy, so here’s a bonus. My latest presentation on the future of (retail) banking: Branches are dead, the future is social View more presentations from Chris Skinner. And an audio file to go with it: Download Chris Skinner, EBF2010 (45MB) This is a keynote presentation I…