It’s a wonderful digital life … if you’re a digital disruptor
I recently had an epiphany. It was not painful, but it was enlightening. The realisation occurred to me as I looked at this chart from Zopa: It’s an interesting chart, especially the hockey stick rise in funds transferred as the financial crisis hit, and relates to a recent headline in the Financial Times: “P2P group…
It’s a wonderful digital life … if you’re a digital disruptor
I recently had an epiphany. It was not painful, but it was enlightening. The realisation occurred to me as I looked at this chart from Zopa: It’s an interesting chart, especially the hockey stick rise in funds transferred as the financial crisis hit, and relates to a recent headline in the Financial Times: “P2P group…
2014’s priorities for retail banks: digitisation
I’ve talked about other folks ideas for 2014 and the key technology trends, as well as a few wild predictions. Today, I start the first of three blogs focused upon retail banking (tomorrow commerical banking and next week investment banking). So here are my specific predictions for retail banks this year. Customer focus is the top priority Customer…
Visions of the Future
As we enjoy the headlines coming out of CES in San Francisco: Android device sales 'to top one billion' in 2014 Google Glass-controlled treadmill debuts at CES 2014 Samsung unveils new Galaxy NotePro and TabPro tablets Samsung shows off its Bendable TV Michael Bay walks out of CES after fluffing Samsung TV presentation LG shows off first…
The outlook for banking in 2014
Just before Christmas, I held discussions with many retail, commercial and investment bankers in London about their thoughts for the New Year. Here are the headlines: Economy In the UK, 2014 is the year of the next general election which must be called on or before May 2015, and that factor will be a key…
The Future of Money (in Denmark)
One of our partners at the Financial Services Club is CFIR, the Copenhagen Finance IT Region. CFIR is an EU-funded networking group in Denmark who produce research and events around the developments in Danish banking and payments. Over the past year, CFIR has worked with the Copenhagen Business School, IBM, Danske Bank, NETS, the Innovation…
The Future of Money (in Denmark)
One of our partners at the Financial Services Club is CFIR, the Copenhagen Finance IT Region. CFIR is an EU-funded networking group in Denmark who produce research and events around the developments in Danish banking and payments. Over the past year, CFIR has worked with the Copenhagen Business School, IBM, Danske Bank, NETS, the Innovation…
Maybe mobile needs to wait for the iGen(eration)
It’s interesting talking with banks about mobile, and after hosting a meeting about the impact of mobile payments and banking on European banks this week, there is a homogeneity to the dialogue. The core is that everyone believes mobile banking and payments is taking over as the core essence of reach with the digitally native…
Not just a cashless future, but a moneyless one?
I was listening to a futurist talking about our planet, its growth, its overpopulation, the challenge of feeding the planet, sustainability and more, and in the middle of all of this he said that the future would have no money. No money. Zero. Nada. Nowt. A future without money? You must be joking. I mean…
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