This is the last of a series of blogs about social finance that has covered new entrants to banking, their barriers to entry, how they might disrupt banks, social technologies and more. If you missed the earlier entries, here they are: Why banks struggle to innovate The relevance of social media to banks Why banks…
This is the last of a series of blogs about social finance that has covered new entrants to banking, their barriers to entry, how they might disrupt banks, social technologies and more. If you missed the earlier entries, here they are: Why banks struggle to innovate The relevance of social media to banks Why banks…
Just read this wonderful list from Beloit College of how their student class of 2009 will think. Here's my edited version. Born in 1991: Freddie Mercury has always been dead. Mike Tyson has always been a criminal. The Green Giant has always been Shrek. They have never used a card catalogue to find a book….
Over the past few weeks, I've been posting a blog each week about social networking themes in the build up to the big bank tradeshow, SIBOS. First, I argued that banks don't innovate, and then I put forward the reasons why social networks are relevant to banks. Nevertheless, although I regularly blog about social networks…
For those of you who haven't heard of Kiva, it's a P2P lending community with a difference. It's the Grameen Bank of the Zopa world. In other words, it facilitates microfinance, using the web as an enabler. And it's wonderful. Why is it wonderful? OK. It starts with that fact that it connects people with…
Ronald Reagan is widely quoted as saying: “There are three kinds of people in the world – those who make it happen, those who watch it happen, and those who wonder what happened”Ronald Reagan, 1911-2004 I have a new variation of this theme however. "There are three kinds of people who use technology – those…
Yesterday, I presented the second in a series of webinars focusing upon Global Bank Trends. The first presentation looked at these trends generally. You can watch and hear the hour-long webinar by clicking here or view and download the presentation: The second presentation focused upon trends in mobile financial services, and covers key developments in…
There are loads of discussions about mobile financial services right now, not least at the Financial Services Club. For example, I recently received this presentation from Len Pienaar, CEO for First National Bank’s (FNB) mobile solutions in South Africa: Add this to the many other mobile financial stories and case studies reported already: ABSA (Mobile…
