Uncategorized

It’s strange that I write yesterday about the issue of getting customers to commit to mobile as their primary bank account, and the next day we host a meeting in Warsaw that talks about innovations from Moven to Fidor, Simple to mBank and the reaction of some of the audience is: oh, it’s alright for…

In the days of the Wild West, there was gold in the hills.  Today, it’s in the databases and onto another discussion of Big Data. This time it was over dinner and I began by outlining the case for the relevance of Big Data for Banks. Much of this was covered in my last blog…

In the days of the Wild West, there was gold in the hills.  Today, it’s in the databases and onto another discussion of Big Data. This time it was over dinner and I began by outlining the case for the relevance of Big Data for Banks. Much of this was covered in my last blog…

We think our behaviours are unique.  Our attitude to money is innately human and our ideas of value are something that homo sapiens have created through distorted wealth systems. Wrong. We have our sense of economics inbuilt through scarcity, demand and supply. This is demonstrated amply by monkeys who, in test labs, are being given…

We think our behaviours are unique.  Our attitude to money is innately human and our ideas of value are something that homo sapiens have created through distorted wealth systems. Wrong. We have our sense of economics inbuilt through scarcity, demand and supply. This is demonstrated amply by monkeys who, in test labs, are being given…

Our annual survey: The Changing Face of Payments? is underway. To join in the survey click here. This is the third year of the survey, and the last two years have shown some fascinating results. For example, last year, the most important factors for success in retail payment infrastructures were security and being ready for mobile, whilst for wholesale…

Our annual survey: The Changing Face of Payments? is underway. To join in the survey click here. This is the third year of the survey, and the last two years have shown some fascinating results. For example, last year, the most important factors for success in retail payment infrastructures were security and being ready for mobile, whilst for wholesale…

In yet another conversation about technology in banking, we were discussing how the world has changed in the last ten years. In just one decade a lightning strike has happened whereby a planet that had connectivity became totally connected.  Countries and continents that had zero infrastructure were suddenly capable of communication through mobile infrastructure. That…