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Humans 1.0: banking is in our monkey genes

We think our behaviours are unique.  Our attitude to money is innately human and our ideas of value are something that homo sapiens have created through distorted wealth systems. Wrong. We have our sense of economics inbuilt through scarcity, demand and supply. This is demonstrated amply by monkeys who, in test labs, are being given…

Humans 1.0: banking is in our monkey genes

We think our behaviours are unique.  Our attitude to money is innately human and our ideas of value are something that homo sapiens have created through distorted wealth systems. Wrong. We have our sense of economics inbuilt through scarcity, demand and supply. This is demonstrated amply by monkeys who, in test labs, are being given…

Are payments infrastructures fit for purpose?

Our annual survey: The Changing Face of Payments? is underway. To join in the survey click here. This is the third year of the survey, and the last two years have shown some fascinating results. For example, last year, the most important factors for success in retail payment infrastructures were security and being ready for mobile, whilst for wholesale…

Are payments infrastructures fit for purpose?

Our annual survey: The Changing Face of Payments? is underway. To join in the survey click here. This is the third year of the survey, and the last two years have shown some fascinating results. For example, last year, the most important factors for success in retail payment infrastructures were security and being ready for mobile, whilst for wholesale…

Bankers and accountants: a cosy relationship

A good friend of mine Rob Brown, the most recommended networked expert in the world according to LinkedIn, sent me some research he’s just produced. It analyses the relationship and differences between bankers and accountants. If you want a copy of the report, just email Rob.  I did think that I could have easily summarised this:…

Rob Brown

Bankers and accountants: a cosy relationship

A good friend of mine Rob Brown, the most recommended networked expert in the world according to LinkedIn, sent me some research he’s just produced. It analyses the relationship and differences between bankers and accountants. If you want a copy of the report, just email Rob.  I did think that I could have easily summarised this:…

Rob Brown

How can a bank claim to be 100% secure?

In yet another conversation about technology in banking, we were discussing how the world has changed in the last ten years. In just one decade a lightning strike has happened whereby a planet that had connectivity became totally connected.  Countries and continents that had zero infrastructure were suddenly capable of communication through mobile infrastructure. That…

The five greatest risks to banks

Banks are considered to be stable, reliant and dull by the world, or that’s what we would like them to be. Instead banks are inherently risk managers, as we have now specifically realised in the past five years. Banks can be basket cases if they manage risk badly or high return investment vehicles if they…

The five greatest risks to banks

Banks are considered to be stable, reliant and dull by the world, or that’s what we would like them to be. Instead banks are inherently risk managers, as we have now specifically realised in the past five years. Banks can be basket cases if they manage risk badly or high return investment vehicles if they…

Finovate Europe and Asia – save 20% now

The Financial Services Club has partnered with Finovate Asia and Europe to offer 20% discount for any interested readers of the Finanser to attend.  Finovate Asia takes place in Singapore on 14th November 2013 and Finovate Europe in London on February 11th and 12th 2014. Register for Finovate Asia 2013  Register for Finovate Europe 2014  The event will…

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