Chris Skinner's blog

Shaping the future of finance

Uncategorized

Marketplace lending comes of age

One of the interviewees in my new book ValueWeb is Ron Suber, President of Prosper Marketplace Lending. Ron gave a speech last week which is summarized below. Well worth a read. Marketplace Lending: Evolution of an Asset Class (The following post is excerpted from a keynoted speech I gave at the 2016 LendIt USA conference) Over…

Standards: Collaboration or Cartel (LEIs and ISO17442)

I had a lovely conversation with a group of investment bankers last night about technology transformation in capital markets. During the opening, a consistent theme cropped up: standards, interoperability, collaboration and cooperation … or lack of it. It is interesting that, in the buy and sell side world, few standards have worked except for FIX…

Challenger versus incumbent or challenger and incumbent

I guess my highlight of #Money2020Europe was moderating a discussion between Martin Blessing, CEO of Commerzbank, and Ricky Knox, CEO of UK digital-first start-up Tandem Bank. Really interesting back ‘n forth between ceos of Commerze Bank and Tandem Bank. #Money2020Europe pic.twitter.com/TsPmwXXUOd — Kristian Luoma (@kluoma) April 6, 2016 We had a fascinating dialogue before the…

Things worth reading: 5th April 2016

Things we’re reading today include … Credit Suisse CEO Thiam targets bigger China presence Quantum computing: Game changer or security threat? Banks turn to online talent forums Credit Suisse faces tough questions after $1 billion write-downs Bats plans second attempt at IPO Working past retirement age: for Generation X, putting the feet up seems a…

We are the Robots: science fiction becomes science fact

I recently talked about the oncoming internet developments that follow the internet of things, from the internet on demand (3D and 4D printing) to the internet of robots.  A colleague came up afterwards, and said I was daft to talk about robots.  It’s science fiction he claimed.  I disagreed as science fiction is rapidly becoming…

The best blockchain white papers, March 2016 [Part 2]

After sharing my favourite white papers about blockchain and fintech a month ago, I got a bit of a deluge of offers of more papers, so here’s this month’s update.  If you don’t like to read about them though, you can always listen to this excellent podcast interview with Chris Skinner, author of ValueWeb, by the…

Who’s got the biggest (#Fintech economy)?

So as I travel around these global conferences, startup challenges and Fintech daze, I often get asked: what does it take to be a Fintech centre?  This is because everyone wants to be one now that they’ve seen the buzz around the market.  London has vied to be that centre for some time, with Boris and…

Augmenting finance is far more interesting than disrupting it

I had a realisation this week.  The realisation is that banks have always been hot on technology and innovation.  If you don’t think so, then just checkout this blog from April 2008 – eight years ago – where I talk about the rise of innovation in banking.  The context was talking about how banks had created a…

The natural order of society is that the system dictates the system

Building on yesterday’s discussion of how Fintech firms will eventually become banks, I think a lot of people overlook the humanity in the network.  What I mean by this is that there is a natural biological function that takes place with innovation, and it reflects how humans relate to each other.  Humans need order to…

100 Brilliant Minds: What Great People Say

Funding Circle, the start-up company that has now lent over £1 billion to UK small businesses, sent me an interesting link yesterday.  Because I like the link and I like them, I thought I’d use it for today’s blog. The link is to a gallery of great people throughout history – 100 Brilliant Minds, they…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Top 50 Global Thought Leaders and Influencers on Finance 2024

Global Awards

Lifetime Achievement Award

Global 100 - 2024 Winner

Chris Skinner - Financial Markets Advisor of the Year - The Finanser - UK 2023

Best Financial Markets Advisor of the Year 2023

30 Best Regtech Blogs and Websites 2023

Kids creating the future bank | TEDxAthens

Captain Cake and the Candy Crew

Captain Cake Winner of a Golden Mom’s Choice Award

TWO-TIME WINNER OF A MOM’S CHOICE GOLD AWARD!

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser