Mobile

If you didn't think there was a payments revolution taking place, then think again as dealmaking websites like Groupon, Living Social and Huddlebuy have been pushing payments systems.  It makes startling and notable change when you see consumer-based services pushing merchant and business based services at low cost. First there was my free deal for…

Talking of no-one giving a jot about customer service in banking, there is a subtle nuance here which I thought someone might have spotted or commented upon but … The nuance is that any organisation that takes friction out of the transaction process has the potential to change banking considerably. There are several examples of…

Talking of no-one giving a jot about customer service in banking, there is a subtle nuance here which I thought someone might have spotted or commented upon but … The nuance is that any organisation that takes friction out of the transaction process has the potential to change banking considerably. There are several examples of…

I’ve blogged and presented about this subject many times before, so rather than repeating all that, here’s a summation with a new twist. Money is meaningless because we no longer deal in money. When we use the word money, most of us would envisage some brand new shiny, crisp notes coming out of a cash machine,…

2012 didn’t really see any new technology outcomes. I look around the house today and see an iPad, iPhone and other things, but nothing essentially radically new from 2012 that’s big and different.  But something is about to happen that will change things fundamentally. 3D Printing. Like most people, 3D Printing is something that’s been…

After discussing the economic backdrop, with a hot South America countering a consumerising Asia, it’s time to move on to looking specifically at the banking outlook, which is grim. Or is it? Obviously there’s a major flow of regulatory change with ring fencing, Volcker and Dodd-Frank all rumbling onwards and upwards, whilst European Market Infrastructure…

The #1 buzz phrase that everyone has grown to hate (especially Ron Shevlin) is Big Data.  Sure, you may hate it, but it is still pretty important, as I blogged a wee while ago. A second area that has become so over debated that it is dull is Mobile. Add Cloud and Social to the…

The #1 buzz phrase that everyone has grown to hate (especially Ron Shevlin) is Big Data.  Sure, you may hate it, but it is still pretty important, as I blogged a wee while ago. A second area that has become so over debated that it is dull is Mobile. Add Cloud and Social to the…