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What is the meaning of life? A question asked many times from Monty Python to Hitch Hiker’s Guide to the Galaxy. This will become an even more important question in the future as robots and AI control our world. Why are we here? What is the function of a human? Is there any meaning to our lives?…

I’ve been surprised recently by non-stop news updates about how well Revolut is doing. From getting its UK banking license, which was suspect for a while, to achieving the milestone of 50 million customers, 2024 has been a pretty phenomenal year for the company. Then they announce next years plans which include AI-driven finance, super…

I wonder whether, tomorrow, we will find machines that advise us on our life decisions, our relationships and our thinking. It is obvious that AI machines will manage our health and deploy robotic healthcare services to ensure that we live our lives better, but what about what is inside our heart and mind? I used…

Last week, a report was released by the UK’s Parliamentary committee saying that the UK regulatory body for financial conduct – the FCA (Financial Conduct Authority) – is “incompetent at best, dishonest at worst” and that it has a “toxic culture”. This is based upon an investigation of the FCA which took almost three years…

This is the first in a series about Jobs of the Future. I believed for a while that there would be no way AI could create music, poetry, stories, art and ideas, but have now been proved wrong. AI can do all that and more. But can it create relationships and feel like a human?…

This week’s main blog discussions include … When everything is digitised, what do humans do? I was recently asked: Where are the boundaries of digitalisation (are there any)? We all would have different answers to this one, but there are boundaries to digitalisation. The main boundary is where technology is replacing the human, rather than…

I got another good question in my banking session the other day: AI disruption will be transformational to banks revenue generation and cost optimisation. How do you see the people and organisational model of banks developing as they harness its benefits? This is a tough one, but the answer is clearly that everything that can…

I was recently asked: Where are the boundaries of digitalisation (are there any)? We all would have different answers to this one, but there are boundaries to digitalisation. The main boundary is where technology is replacing the human, rather than augmenting humanity. I blogged about that last year: AI should augment the human and automate…

I just watched Dumb Money, the true story of Gamestop where a wild band of small investors led by Roaring Kitty attacked the big Wall Street short sellers by banging the buck. The more small investors invested, via Robin Hood, the more short sellers lost as the stock rose instead of falling. It’s a good…

In a nice article by Noah Ayomide Oyeniyi on LinkedIn, he outlines the history and development of money from barter through to CBDCs and crypto today. He even quotes me! Thank you Noah. I’m not going to critique the article, just recommend you read it, but I will pick up on one thing that people have…