Fintech Trends, Digital Disruption and Tech Titans
I don’t always want to just repost other documents, but there are 428 pages of reports that came onto my desk this week and I think they’re worth sharing. The first report is about Fintech trends (316 pages) and Money of the Future by Life.SREDA, INSEAD and Deloitte; the second is all about Digital Disruption:…
Three of Europe’s most innovative banks are in Germany
There are a number of hotbeds for innovation in finance – London, Singapore, Tel Aviv, Silicon Valley – may all spring to mind to begin with … but what about Berlin and Munich? Yes, Berlin is showing some interesting true colours with three standout start-ups: Fidor, NUMBER26 and solaris. Two are full banks with banking…
Will MoIP impact like VoIP?
I’ve talked about open sourcing banking and finance by converting everything to components (APIs) that can be plug and played into any front-end user experience (UX) through apps and devices, supported by data analytics, cloud and blockchain to reduce and automate the back office. All of this can be summed up as MoIP: the conversion…
The Finanser’s Week: 21st March – 27th March 2016
Our main stories of this week includes … We are the Robots: science fiction becomes science fact I recently talked about the oncoming internet developments that follow the internet of things, from the internet on demand (3D and 4D printing) to the internet of robots. A colleague came up afterwards, and said I was daft to…
We are the Robots: science fiction becomes science fact
I recently talked about the oncoming internet developments that follow the internet of things, from the internet on demand (3D and 4D printing) to the internet of robots. A colleague came up afterwards, and said I was daft to talk about robots. It’s science fiction he claimed. I disagreed as science fiction is rapidly becoming…
The best blockchain white papers, March 2016 [Part 2]
After sharing my favourite white papers about blockchain and fintech a month ago, I got a bit of a deluge of offers of more papers, so here’s this month’s update. If you don’t like to read about them though, you can always listen to this excellent podcast interview with Chris Skinner, author of ValueWeb, by the…
Open sourced banking – give it to me now
I was reflecting on the demonstrations of Deep Mind against Go Champion Lee Se-Dol along with Watson at CeBIT and other artificial intelligence (AI) developments. It soon becomes apparent that we are evolving rapidly to a state where data learning through data analytics will be the battleground. In fact, it is clear that the battle…
Banks are not technology companies (yet)
I’ve been illustrating my frustration with incumbent banks for some time, saying that they lack technology leadership. Almost a third of my new book talks about the biggest challenge for banks to respond to Fintech, Big Data, Cloud, Blockchain and all those other issues is to have leadership. Digital transformation is not a project run…