Chris Skinner's blog

Shaping the future of finance

The Finanser’s Week: 25th July – 31st July 2016

Here are our key posts for the past week … Need some #FinTech Education? I recently hosted the FinTech University – FU for short – for BBVA in Madrid. #FU @CIBBVA pic.twitter.com/RUqVEDgPgg — Chris Skinner (@Chris_Skinner) June 20, 2016 It was a grand day out full of BBVA companies and partners including Simple, Holvi, Atom, Eris,…

Need some #FinTech Education?

I recently hosted the FinTech University – FU for short – for BBVA in Madrid. #FU @CIBBVA pic.twitter.com/RUqVEDgPgg — Chris Skinner (@Chris_Skinner) June 20, 2016 It was a grand day out full of BBVA companies and partners including Simple, Holvi, Atom, Eris, N26 and more.  The whole day was filmed and the videos are now all…

A month after #Brexit, what’s new?

After a month, the dust has settled somewhat on the Brexit vote.  We have a new Prime Minister, a new Government and a new outlook.  There were many knee-jerk reactions to the vote that were extreme in the immediate wake of the shock of the vote.  These ranged from the whole FinTech community upping sticks…

The Rise of #Fintech Asia

I just spent a weekend in Thailand at the Techsauce Summit.  It was a great conference, and it reminded me of the time I’ve spent in Asia lately.  After the books Digital Bank and ValueWeb were translated into Korean, Chinese and soon to be Japanese, I guess the region is interested in my thinking.  Or…

A seven year old idea comes of age: Bank-as-a-Service

In 2009, I coined the word BaaS.  No, nothing to do with sheep!  Instead, BaaS stands for Banking-as-a-Service.  In 2016, everyone is talking about this: Banking as a Platform (BaaP), The Financial Brand, March 2016 Banking-as-a-Service: Common play of banks and fintech, FinTech Rankings, March 2016 ‘Banking as a Service’ for Fintechs Seeking Scale, American…

As branches close, what do we do with the people?

Talking with the leader of a large bank the other day proved illuminating.  He said to me that he could see the digital revolution happening, and wants to embrace it.  All well and good.  He continued then to say something that I hear quite often: “but what do we do about the people”. Just as…

The Finanser’s Week: 18th July – 24th July 2016

Here are our key posts for the past week … Machines that learn will decimate human jobs … or will they? I was having a debate yesterday where a bank executive was asking me about what the hottest things in FinTech are right now.  My answer was machine learning (AI) and blockchain.  There are others…

Blockchain is like the internet before the browser

WARNING WARNING WARNING This is a semi-technical blog update and it is rather long (20 minutes read). If you don’t like dealing with bits and bytes, you may want to turn away now. I’ve been meaning to also write a blog update on all things about blockchain for a while, but just haven’t had time. …

House of Lords grills experts on a Britcoin

As mentioned last week, the House of Lords gathered a number of leading people to discuss blockchain and its potential to develop a digital currency for the UK.  Brave New Coin summarises the whole affair nicely, and I want to keep this for the record, so have copied their update over here. House of Lords…

Machines that learn will decimate human jobs … or will they?

I was having a debate yesterday where a bank executive was asking me about what the hottest things in FinTech are right now.  My answer was machine learning (AI) and blockchain.  There are others such as contextual commerce, voice recognition and digital assistants, but machine learning and blockchain are top of mind. His response was…

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