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I’m just starting a project on real-time, immediate, faster payments or whatever you call it.  It’s basically making a payment that is either settled within seconds or the data is moved and settlement takes place at a later time, but it look immediate. There’s lots of reports out there about immediate payments, with my favourite…

I guess I’m an optimist and, in a world of pessimism, it’s an interesting place to be.  I say a world of pessimism as all I’ve seen since the Brexit vote and Donald Trump being President-elect is negativity.  A constant stream of we are screwed appears in my Facebook feed, and everyone seems to think…

I write so much that I sometimes forget what I’ve written, where.  For example, Mark Sievert of Silicon Valley Bank made an interesting comment on my predictions for 2017: Happy New Year Chris! One topic I am not hearing much about is the OCC December decision to offer Federal Charters to Fintech firms. http://bit.ly/OCCFintech. Many…

I seem to find most of the truly exciting stories these days are happening in unexpected places.  Tanzania, Indonesia, Turkey, China, Brazil … and specifically India. I wrote a fair bit about the demonetisation program in India at the beginning of December, saying that it’s a laudable objective but a flawed one, as 95% of the…

The blogs over the holiday period included … LOOKING FORWARD TO 2017 10 predictions for 2017 There are lots of predictions being made for 2017.  After all, it’s that time of year.  So, having reviewed whether mine were right or wrong at the end of 2016, my first blog for 2017 is to make 10…

Anna Jacobson recently wrote a nice update, highlighting the best FinTech podcasts out there, including: Brett King’s Breaking Banks podcast looks at the ‘best of the best’ in the emerging FinTech sector and documents how the loss of trust, rapid consumer behavior shifts, massive technological changes, and increasing government scrutiny are disrupting the banking industry.  I’m a regular co-host…

I kept Tuesday’s blog entry short because I knew that everyone was making predictions and writing much more in-depth pieces.  Today’s guest blog entry is from Finanser friend David Horton. David wrote a great piece on LinkedIn over the holidays providing his five banking technology predictions for 2017 and has kindly allowed me to replicate it here….

I kept yesterday’s blog entry short because I knew that today’s was long, and it’s a guest blog entry from my good friend Jim Marous.  Jim produces a great report each year, curating the thoughts of 100 industry leaders including myself, on what is going to happen in the year ahead.  Summarizing this year’s report,…

There are lots of predictions being made for 2017.  After all, it’s that time of year.  So, having reviewed whether mine were right or wrong at the end of 2016, my first blog for 2017 is to make 10 predictions for 2017. Rather than making this a long and detailed blog update, it’s just 10…

I was looking through Google Analytics to see which of my blog entries had been most read in 2016.  Here’s the list and, as you will see, it’s mostly people reading about blockchain news, although how to change the bank, fintech and innovation all get high rankings too. The top ten trends in banking innovation…