Chris Skinner's blog

Shaping the future of finance

The Semantic bank

I have a keynote coming up on May 19 in Amsterdam with The Next Web, who I regularly write a column for now.  Here’s my latest one: I’m delighted to be speaking at TNW on May 19 in Amsterdam.  I wanted to talk about Digital Human, the theme of my next book, but the guys want me…

The Banking Revolution: Sink or Swim

I have a webinar on digital transformation at 12:00 GMT tomorrow (April 27) with Salesforce, and they kindly asked me to write a blog to introduce the subject matter.  Here it is: I regularly ask audiences at the conferences I speak at if they think we are going through an evolution or a revolution in banking….

A world without money

I have no academic papers or historical research view on what I’m about to post, although I will find some, but I was reflecting on my discussions of revolutions in humanity.  In particular, the second age of humankind, when we invented money as a control mechanism. Before this seismic change, money didn’t matter.  We shared beliefs…

What’s it like being unbanked?

I’ve just spent the last three weeks travelling around too many places to mention, including Germany, UAE, UK and three very different countries: Argentina, Colombia and Pakistan. Argentina is a huge and diverse country of over a million square miles, and a population of 40 million; Colombia is one of the world’s most ecologically diverse…

The Finanser’s Week: 17th April – 23rd April 2017

A summary of the main blogs of the week … Arguing with a banker … A banker and I were talking about the function of a bank.  He gave me the classic view: “A bank is there to take people’s money and lend it out at a profit, whilst ensuring the risk of non-payment is…

Financial Services: The Next Generation … where is it?

I’ve blogged about how I see leadership in the developing (developed now) economies of China and India, and the new innovation models of emerging economies in Sub-Saharan Africa, but  not quite in the way in which I see them now. The more I think about it, we have three major FinTech models, each with their…

An interview with yours truly on today’s issues for banks

I was recently asked a set of questions by .BANK and duly answered.  The interview is now online so I thought I would share it here … .BANK: In your book, The Future of Banking in a Globalised World, you explore the impact of regulatory change on the banking industry. With the move to less regulation…

Arguing with a banker …

A banker and I were talking about the function of a bank.  He gave me the classic view: “A bank is there to take people’s money and lend it out at a profit, whilst ensuring the risk of non-payment is minimised” No it isn’t, I said.  I pushed the view that the bank is there…

The Finanser’s Week: 10th April – 16th April 2017

This week’s main blog headlines are … Three rules for banking bots Writing more and more about chatbots, robots and AI, I can see a day coming in the not too distant future where we won’t be able to tell the difference between the human and the machine.  That’s not scary science fiction, as it’s…

Three rules for banking bots

Writing more and more about chatbots, robots and AI, I can see a day coming in the not too distant future where we won’t be able to tell the difference between the human and the machine.  That’s not scary science fiction, as it’s now almost science fact.  However, there is still a long way to…

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