Earlier this year, we launched a new book Intelligent Money: When Money Thinks For You, which is doing well and reviews are good. The premise of the book? If you can decentralise money and make it intelligent with AI, what do regulators and banks do? Well worth a read but I am biased, but some people aren’t….
My blog the other day about asking what’s going to change is the wrong question was inspired by the quote from Jeff Bezos and this report from Team8: an unconventional view of the future of fintech https://team8.vc/rethink/fintech/2030-and-beyond/ They delve into three areas: What won’t change? What do we believe are the ‘immutable physical laws of…
As a commercial strategist* (I don’t like the term futurist), I am always looking for what might change tomorrow. Most of the time I’ve been right and, if you don’t believe me, checkout this link: https://thefinanser.com/2020/12/what-is-the-future Today, most of the big things that are changing are political (new governments in USA, UK, France …); economic…
If you haven’t noticed, Apple recently launched a new feature called Tap-to-Pay. It seems like a quiet thing, but it’s not. In fact, the new open network offers the opportunity to actively use cryptocurrencies through Apple. There has been a lot written about it, but a recent post by Mike Kelly on LinkedIn* grabbed my attention…
I seem to have been immersed in APP fraud recently, mainly because the UK government is introducing new laws to manage such fraud on October 7. What is APP fraud? It is an Authorised Push Payment. It’s basically where you pay for something voluntarily which is not real, such as a parcel delivery that is…
The main blog discussions this week include … Which European country worries the most about money? I just got pinged with some research about which countries are trying to save money the most from Finansvalp, a Swedish price comparison service and information site that writes about and compares banking services. Usually I ignore such surveys…
I just got pinged with some research about which countries are trying to save money the most from Finansvalp, a Swedish price comparison service and information site that writes about and compares banking services. Usually I ignore such surveys and press releases – as they are generally not that exciting – but this one intrigued…
For some reason, I’ve just been bombarded with emails about the secret memo from venture capital firm Sequoia, about their investment twenty years ago in YouTube. Maybe it’s because it’s only just come to light or maybe it’s because it provides the secret sauce of how to achieve a successful early funding round. For me,…
I realised today that I’ve talked lots and lots about Asia, Africa, Europe and the South Americas banking, fintech and digital state. But I haven’t written much about the USA. So, today’s the day! With a colossal $176 trillion in Household Financial Assets and $128.5 trillion in non-cash payments, the U.S. banking sector stands as a…
Having written a book about how fintech can make finance good for the world, the biggest issue is those banks investing in fossil fuel firms. It’s not investing in fossil fuel firms that is the issue, but it’s investing in NEW fossil fuel firm projects. Now, who would do that when we know the planet is…
