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15 technologies that will change the world

Although we can mock consulting houses, their research can prove incredibly useful. This is why I’ve just put McKinsey’s top 15 technology trends report at the top of my inbox. Here is the summary McKinsey Technology Trends Outlook 2023 After a tumultuous 2022 for technology investment and talent, the first half of 2023 has seen…

Everybody wants to rule the world … well no, Apple does

Apple rules the world. Assailed by Google/Alphabet, Facebook/Meta, Samsung and more, Apple has sustained an incredible trajectory to become a three-trillion-dollar company. Apple is now worth more than the entire FTSE100 list of companies … In terms of competitors, only Microsoft comes close which, some say, is mainly due to OpenAI’s ChatGPT, but Apple’s dominance is…

WFH? WTF? The huge debate about remote working rumbles on …

Related to the end of cities – yesterday’s blog – is the fascinating friction between employers and employees over where to work these days. Some believe you have to come back and work in the office whilst others protest and claim you can work from anywhere, even on the beach. Who is wrong, or are both…

Is the City going the way of the shopping mall?

I’ve blogged several times that, as people move to online everything, the retail main street stores and shopping malls are dying. In a similar fashion, bank branches are closing faster than ever and becoming restaurants or coffee houses So, inevitably the question has to come up: what about the post-pandemic City? Bloomberg reports that “oversized…

AI should augment the human and automate the mundane

We’ve all seen the massive discussions about artificial intelligence (AI) lately. Can we regulate it? What does it mean? Will we all lose our jobs? How can it be used in way that helps humans and does not destroy them? It is a debate we had in financial markets for years. Back in the last…

AI will save us, not kill us

Marc Andreesson of Andreesson Horowitz fame, the leading investor in fintech start-ups, published a long piece on how AI will save us the other day. It is well worth a read, but it is a long read (about 30 minutes) so, if you don’t have the time, here is a short summation of what he…

The past, present and future of technology, finance and us

I recently presented at the DIFC’s first Dubai Fintech Summit on the past, present and future of banking, finance and technology. It was fun, but with only twenty minutes, it was fast. So, here is that presentation and transcript if you are interested … Slides:  Video: Transcript: Some of you may know me but,…

A poem dedicated to AI

  After yesterday’s post, I felt inspired to write a poem about AI. Here goes:   Have we invented the technology to replace us? Have we thrown humanity under a bus? If technology can talk, what does it have to say? If technology can walk, how will it play? We have AI and robots today…

How to regulate AI?

European Union and United States diplomats are meeting today, for the fourth time, to work out how to regulate artificial intelligence (AI). The EU Commission expects agreement in the European Union this year on the first AI law, in what some see as a global race to manage these new technologies. The key is how to…

Thinking about 2023

2023 is proving to be a really weird year. On the back of a pandemic, we have a world where interest rates are rising, business is contracting, tax is going up and confidence is going down. I cannot see anywhere in the world that is stable or normal. We have war in Europe; China has…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

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The Past, Present And Future Of Banking, Finance And Technology

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