ChatGPT or a branch teller?
I’ve been sitting and thinking. Not a bad thing, but a dangerous thing. I’ve been sitting and thinking about AI, Artificial Intelligence. How will AI change banking and finance? Specifically, how could we use AI to change banking and finance? When I think about this, I think about how banking has changed since the last…

Generative finance, or GeFi for short
We’ve had DeFi, CeFi, ReFi and more, but now it’s time for GeFi. If those phrases confuse you, we have Decentralised Finance versus Centralised Finance; we have Regenerative Finance, and now we have Generative Finance, or GeFi for short. What is GeFi? It’s the integration of artificial intelligence (AI) into finance. This all started with…

Ever wondered what Gen Z think of your bank?
I was intrigued by The Financial Brand’s autumn (Fall) magazine about younger folks or, as some call them, Gen Z. Personally, I’m not a fan of demographics. You can throw people into buckets of ages, but not everyone of a certain age behaves the same way. Neverhteless, there are some interesting perspectives of how Gen…

Gaming + AI + The Metaverse = ?
I was asking the other day whether it is better or worse that my children play video games rather than watch movies, and the reaction was: time moves on. It surely does. The gaming industry is now bigger than Hollywood and music combined, so what do I know? According to a report by SuperData Research,…

Is AI the biggest risk today?
I just got a copy of Gartner’s emerging risks report for the second quarter 2023. A summary of the report is below but, before you read that, the charts speak volumes. First, we talk about PEST – Political, Economic, Social, Technological – forces for change. Right now, unsurprisingly, most change forces are based upon economic…

Tokenize everything
It’s coming. It’s been talked about for years. It’s finally here. Tokens. Physical and digital assets are being tokenized. In fact, maybe your DNA has been tokenized. Soon, everything will be tokenized. We talked about this years ago, but it’s notable that VISA, SWIFT, BNY Mellon and JP Morgan are now tokenizing. In a number…

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