Fintech

I saw an article the other day: Top 10 startups offering ‘banking as a service’ in Europe by Silicon Canals. It’s an interesting article that completely misunderstands what Banking-as-a-Service (BaaS) is, as most of the firms listed are companies offering just an API or a few APIs. 11FS did a better job here, with their…

Over the past week or two, the neobank and challenger bank sector has been issuing financial reports. If you haven’t noticed: WHERE WERE YOU? Monzo got a particular hammering for warning that the coronavirus pandemic could impact the company as a going concern. Some argue this is just accounting and auditing speak to warn of…

During the summer we performed some extensive research, released today. Details below: Download the Survey Report and View the Video News Release The survey is available at no charge and can be downloaded by providing a few basic details about yourself. View the video news release as well.   Bank and FinTech Execs Report Strengthening…

I’m always ready to see both sides of the fence. In fact, I would rather see both sides of the fence than just my side. My side is biased and tainted by my senses and inputs. I realised that recently when I blogged about Hong Kong. There are always two sides to the story. I…

I blogged in April that banking is nothing to do with relationships, it’s about secrets. It’s more than this though, it’s about trust. Can I trust you with my secrets? This came home to me as, since then, a few people pulled me up over my whining about my bank. I’ve been whining about my…

Someone asked me what the coronavirus pandemic means for the future of FinTech. I guess they thought that not much is happening and many firms will shutter and close. However, some may think that times are dull and boring, locked in at home and nothing going on, but there’s loads happening in the FinTech community….

A great headline posted in The Financial Times the other day:  When the banks closed in Wuhan, nobody cared The Financial Times article makes clear how advanced the Chinese economy is today. For several months this year, banks across Hubei province, an area home to 60 million people, shut their doors to retail customers. Most…

I’ve grown up in a period of strong political stability. I’ve been lucky. Many other people grew up in a period of strong political instability, with war and famine and economic starvation. I realise I’ve been lucky because I’m now looking at lockdown, China-US trade relations, British-EU trade relations, African trade relations and specifically those…

I stumbled across a great article about Brazilian neobanks the other day. Bearing in mind that Nubank is the most successful neobank in the world, with 25 million users at the start of June. As a result, when I saw a great article about banks in Brazil by Contexto, who cover FinTech LatAm, could I…

I blog regularly about what a fanboy I am of Chinese technology giants Alibaba and Tencent. It’s getting a bit ridiculous now however, when payments companies are designing payments for cats and dogs … or maybe it’s not … it’s just an extension of technologies that work for humans. My last blog on this subject…