Chris Skinner's blog

Shaping the future of finance

Fintech

Can we use finance to make Earth green? (Meniga interview)

This week’s blogs are inspired by our global connector Marisol Menendez The final interview with our Nordic Connection Festival companies is with the winner, Meniga (I was not a judge!). I spoke with Bragi Fjalldal, CMO & VP Business Development, about what the company is doing these days, particularly with sustainability. Tell me about Meniga….

Catching the launderers during onboarding (it’s Pliance)

This week’s blogs are inspired by our global connector Marisol Menendez In the second of this week’s interviews with firms who were winners of our Nordic Connection Festival, I spoke with Siam Choudhury, Co-founder and CEO of Pliance, an anti-money laundering solution. To begin with Siam, tell me a bit about what you guys get…

Financial advice augmented by AI (it’s called Responsive)

This week’s blogs are inspired by our global connector Marisol Menendez As mentioned, this week is a little different and, in the first of three interviews with entries in our Nordic Connection Festival during the summer, I interviewed Davyde Wachell, founder and CEO of Responsive AI … Tell me about Responsive and what you guys…

True innovation comes from collaboration

This week’s blogs are inspired by our global connector Marisol Menendez This week is a bit different on the blog as I’m going to introduce you to one of my other businesses: Nordic Future Innovation. Nordic Future Innovation (originally Nordic Finance Innovation) is a venture I  started almost ten years ago with Iren Tranvag. We began in…

A challenger challenges back

After writing quite a lot challenging the challenger banks, one reached out to me asking for a slight correction of view. OakNorth. Now, this is a bank I like, as they’ve been doing so much under the radar, so I said that if they wanted to raise their head above the parapet, why not write…

Does anyone know what a Merchant Payments Ecosystem is?

I just presented to the Merchant Payments Ecosystem conference. I’ve presented there before, and this year was virtual … as are all 2020 conferences. 2020 is the virtual year. I sat and thought about what to present. I have 1,000 slides or more, but I don’t do slides on lockdown. Too boring. I talk. So,…

Why big banks get bigger (it’s all about Pac-Man)

I’ve spent a long time writing about how bad banks are with technology and digital transformation … but I’ve never said banks will be eaten by technology. So many other companies and industries are destroyed by technology, but banking is not one of them. I laugh when I read about The End of Banking, Banking…

Neobanks battle on the path to profitability

Regular commentator and contributor Ajit Tripathi wrote a brilliant piece the other day, discussing the path to profitability for neobanks. He’s kindly allowed to share his insights here, so enjoy! Neobanks have Jobs to Be Done Abstract: Covid19 has changed the capital and market environment for neobanks and challenged the strategic assumptions underlying a #blitzscaling approach. In this article…

The Karaoke Challenge: Despacito

During my karaoke lockdown challenge, I’ve been surprised how engaged my audience is, from those who encouraged me to do JaJa Ding Dong to a trans-Atlantic duet with Barb MacLean of Islands in the Stream. However, I’ve never been as challenged as I was this week. I got an email from Oriol Ros of Latinia…

Regulating digital bank and fintech financing (BIS Paper)

The Bank of International Settlements (BIS) came out with another white paper last week (read the previous one on the rise of central bank digital currencies here). This one focused upon: Regulating fintech financing: digital banks and fintech platforms Interesting stuff. Here’s the executive summary: This paper explores how fintech financing is regulated. New technology-enabled…

Intelligent Money: Our Future Is Where We Do Not Think About Money, As Our Money Thinks For Us

What is the future?

Learn more

Learn more about Chris

About Chris Skinner

The Past, Present And Future Of Banking, Finance And Technology

Fintech expert Chris Skinner: countries need digital transformation to remain competitive

Join me on Linkedin

Follow Me on X!

Hire Chris Skinner for dinners, workshops and more

Learn directly from from one of the most influential people in technology, gain insights from the world's most innovative companies, and build a global network.

Chris’s latest book

Order now

Chris Skinner’s ‘Intelligent Money’ Book Launch Event

Lifetime Achievement Award

Kids creating the future bank | TEDxAthens

Alex at the Financial Services

Gaping Void's Hugh MacLeod worked with the Finanser