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Blog Index

The Finanser’s Week: 24th November – 30th November 2014

Our biggest stories of the past week are … Card companies are more social than banks I often talk about how our work-life balance has disappeared and that we now have just a tech-life balance.  Social and professional have merged.  What was personal is now shared, and things that would usually be private are now…

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The Finanser’s Week: 16th November – 23rd November 2014

Our biggest stories of the past week are … What is the 'digital core' for a bank? I’ve been talking about banks replacing their legacy mess with a digital core for a while now. Rearchitect your bank by getting rid of spaghetti based systems organised around products and channels to market, and redesign them for…

Invest Northern Ireland

The Finanser’s Week: 16th November – 23rd November 2014

Our biggest stories of the past week are … What is the 'digital core' for a bank? I’ve been talking about banks replacing their legacy mess with a digital core for a while now. Rearchitect your bank by getting rid of spaghetti based systems organised around products and channels to market, and redesign them for…

Invest Northern Ireland

The Finanser’s Week: 9th November – 15th November 2014

Our biggest stories of the past week are … Banks told to watch out for small competitors I was going to write a long blog about SWIFT today, but it makes more sense to post tomorrow after seeing a report by journalist Richard Meadows, who summarised my latest presentation well. Will Bitcoin replace SWIFT? Apparently,…

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The Finanser’s Week: 3rd November – 9th November 2014

Our biggest stories of the past week are … Retailer banking: it's just not the same We talk a lot about challenger banks.  These are the new banks that will create competition against the incumbents.  The names thrown around include Metro Bank, Virgin Money, Tesco Bank, Aldemore, Shawnbrook and more.  Although none of these have gained…

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The Finanser’s Week: 27th October – 2nd November 2014

Our biggest stories of the past week are … Ryanair Bank or Private Bank? Your choice! I’ve talked for some time about component based banking but what about component based pricing?  Bank pricing is the most opaque part of the industry, and the part that irritates customers the most.  Customers get charged high fees for unauthorised overdrafts…

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The Finanser’s Week: 27th October – 2nd November 2014

Our biggest stories of the past week are … Ryanair Bank or Private Bank? Your choice! I’ve talked for some time about component based banking but what about component based pricing?  Bank pricing is the most opaque part of the industry, and the part that irritates customers the most.  Customers get charged high fees for unauthorised overdrafts…

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The Finanser’s Week: 20th October – 26th October 2014

Our biggest stories of the past week are … Watch your back door first, rather than the horizons For a long time, we have considered that there will be massive change in banking; that new entrants like Google, Amazon and Facebook will eat the banker’s lunch; and that banks are weak and easy to attack. …

Invest Northern Ireland

The Finanser’s Week: 20th October – 26th October 2014

Our biggest stories of the past week are … Watch your back door first, rather than the horizons For a long time, we have considered that there will be massive change in banking; that new entrants like Google, Amazon and Facebook will eat the banker’s lunch; and that banks are weak and easy to attack. …

Invest Northern Ireland

The Finanser’s Week: 13th October – 19th October 2014

Our biggest stories of the past week are … My head is in the clouds Like a few other speakers and writers I get around a little and, this week, I had the opportunity to keynote at Dreamforce in San Francisco.  Now, many of you may not have heard of or experienced Dreamforce, so I’m…

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