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A Cashless Whisper

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During lockdown in the pandemic, I went a bit off script and started singing karaoke songs, with the words changed to focus on banking and payments. It was just a bit of fun to keep me busy at that time.

Nevertheless, there are still many moments where I hear a song and think oh, that would be good for banking and payments. It’s just my warped head so, when I heard George Michael’s Careless Whisper the other day, I thought that would be a great song about payments: A Cashless Whisper.

You see, as we move away from cash transactions face-to-face in a physical world and make our payments in real-time remotely in a digital world, there seems to be far more insecurity. Faster real-time payments that cannot be revoked or retrieved are rife, as are scams, fraud and criminal activities. It is getting worse.

So, here it is: a Cashless Whisper:

I feel so insecure

As I pay your bill

And enter my details

As the payments made

Something on the screen

Calls to mind an issue

And all of my sad losses made before

 

I'm never gonna pay again

Ripped off world has got no trust now

Though it's easy to pretend

I know that banks aren’t fools

They should've known better than to cheat me though

And waste the money I'd been given

So I'm never gonna pay again

The way I used to pay with you

 

Time can never rank

The cashless whispers of a good bank

To the mouse and swipe

Ignorance is kind

There's no comfort in the truth

Pain is all you'll find

 

I'm never gonna pay again

Ripped off world has got no trust now

Though it's easy to pretend

I know that banks aren’t fools

They should've known better than to cheat me though

And waste the money I'd been given

So I'm never gonna pay again

The way I used to pay with you

 

Never without your cash

 

Tonight the scams seem so loud

I wish that we could lose this crowd

Maybe it's worse this way

We'd take our money away

But we could have been so good together

We could have transacted almost forever

But now who's gonna pay with me?

Please pay

 

And I'm never gonna pay again

Ripped off world has got no trust now

Though it's easy to pretend

I know that banks aren’t fools

They should've known better than to cheat me though

And waste the money I'd been given

So I'm never gonna pay again

The way I used to pay with you

 

Now that monies gone

Now that monies gone

 

Now that monies gone

What you did is so wrong, so wrong

And you leave me broken

Chris Skinner Author Avatar

Chris M Skinner

Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...

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