This week’s main blog discussions include …
Is digital all it’s cracked up to be?
I just sent a payment to a new company. They sent the details and it involved quite a lot of set-up. I then hit the button and bang! There goes $1,000. Thing is that, when you hit that button, you worry whether it will get …
And what happens when digital fails?
I have another concern about digitalisation, which is what happens if you’re knocked off the grid? What happens if you lose your password? What happens if the company does not recognise you? What happens when someone takes over your persona? What happens when your balance …
Let’s talk about Open Regulation
There is an important thing happening that many may have missed imho. We talk all the time about Open Banking and how that’s developing. Why don’t we talk about Open Regulation? Open Regulation uses APIs (Application Program Interfaces) to tap into banks systems and see …
I loved the show Frasier back in the day. The pithy, pathetic but pure and pleasing ways of Niles and Mr. Crane warmed the cockles of my heart. One of my favourite episodes was Door Jam. Niles and Frasier had been aspiring to join the …
FinTech: Separating the wheat from the chaff
Some FinTech firms are quite old. Depending on how you call it PayPal, Zopa and others have been around for a couple of decades. They saw a downturn in 2008 with the financial crisis, and survived. But we are now in a different situation. 2022 …
This week's main news headlines include ...
- Apple sidelines Goldman Sachs and goes in-house for lending service
- The ugly economics behind Apple’s new Pay Later system
- Analysis: Buy Now Pay Later business model faces test as rates rise
- Citigroup Plans to Hire 4,000 Tech Staff to Tap Into ‘Digital Explosion’
- Citi Says Crypto Market Volatility Has Affected User Adoption
- PayPal allows transfer of crypto to external wallets
- Mastercard Partners With Marketplaces to Enable ‘Easier and Safer’ NFT Purchases
- ‘The mood is very grim’: Once-hot fintech sector faces IPO delays and consolidation
- Deutsche Bank Moves Half of Its Russia-Based Staff to Berlin
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...