[A longer version of this blog appears here, explaining why so many songs are anti-bank]
During lockdown, Spotify has found that the song Mr Blue Sky by the Electric Light Orchestra (ELO) is the most popular song of the summer. It makes us feel good, even though the song is over forty years old (stop being ageist). It’s all about happiness, blue skies, sunshine and the fun being back in our lives.
Forget that. Turn it around and bring in the FinTech Karaoke version of Mr. Blue Sky …
Mr Blue Sky from Chris Skinner
Mr Bank Man*
Money’s staying in the bank
There is no debt in sight
I’ve stopped loaning and all my money is in play
That is why
It's a beautiful new day, hey hey
Running the online exchange
See how fun it is working in the City
In the banks where once was pity
Mr. Bank Man’s working here today, hey hey
Mr. Bank Man please tell us why
You kept us in debt for so long (so long)
Where did we go wrong?
Mr. Bank Man please tell us why
You kept us in debt for so long (so long)
Where did we go wrong?
Hey, you with the load of debt
Maybe you don’t need to fret
We can get over, and wipe out your loan cover
As today is the day we've waited for
Oh Mr. Bank Man please tell us why
You kept us in debt for so long (so long)
Where did we go wrong?
Hey there Mr. Bank
We're so pleased to borrow from you
Look around see what you do
Everybody frowns at you
Hey there Mr. Bank
We're so pleased to borrow from you
Look around see what you do
Everybody frowns at you
Mr. Bank, you want to fight?
Well here comes Mr. Right creeping over
Now his hand is on your shoulder
Never mind I'll remember you this
I'll remember you this way
Mr. Bank Man please tell us why
You kept us in debt for so long (so long)
Where did we go wrong?
Hey there Mr. Bank
We're so pleased to borrow from you
Look around see what you do
Everybody frowns at you
* POSTNOTE
Please note that although this Karaoke is titled Mr. Bank Man, it is not meant to offend other genders. It purely because Ms. Bank Woman or Mx. Bank Person did not fit with the tune and, equally, you rarely find a Woman or LBGTQ running a bank (except Citibank, RBS and …)
Meantime, I don't normally explain why I wear what I wear for my Karaoke but, this time, it's an exception as I'm dressed up as Mr. Bank Man. The flowers are to make the customer feel good; the raincoat in sunshine is due to knowing there will never be an umbrella; the glasses are so I can read the fine print, even if the customer cannot; and the hearing aid is there to show that we are the listening bank ... except it's turned off.
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...