Our biggest stories of the past week are ...
2013 European Payments Research – Free Report
The Financial
Services Club has produced research around SEPA, the PSD and the European
Payments Landscape to coincide with EBA Day over the past four years, in
partnership with Logica (now part of CGI) and EBA CLEARING. This year’s research is underway and we would
ask you to answer a few short questions by clicking here.
The most innovative firms in finance
There are many
places you can look to find leadership in the FinTech community. One of the
most reliable sources is IDC’s annual FinTech100 listing if you want to find
the leaders in finance and technology. The 2012 listing confirms...
The Payments Innovation Jury Report, 2013
I’ve been involved with Anthemis Group for some time,
particularly liaising with Uday and Sean at innotribe. I’ve also known John
Chaplin for quite a while, and so I was gratified to see that John’s firm
Ixaris teamed up with...
The future is visual banking (still)
One of the discussions I was having recently was around a
future vision for banking, and the idea of branchless banking reared its ugly
head again. As mentioned many times, I don’t believe in branchless banking in
the future .....
Banks' mobile apps fall short of the grade
I got an interesting piece of news about a report on mobile
apps this week: "Mobile Apps for Banking 2013" by myprivatebanking, a
Zurich-based research firm. According to their analysis, the overall quality of
mobile apps for banking is increasing,...
How many emails do you get every day?
I recently got a statistic that 1 in 10 UK workers get over
1,000 emails a day. 1 in 10? It can't be, can it? What is the
reality and is email effective?
The major general news
stories of the past week include ...
Global
banking fractures… many, many pages of them - Financial Times
It’s Morgan Stanley and Oliver Wyman’s big annual dive into investment banking.
It’s a bit of a monster and we are still reading through it so, for those who
don’t fancy doing the same, the top three challenges are ,,,
Big
banks 'more dangerous than ever', IMF's Christine Lagarde says - The
Telegraph
Europe needs to recapitalise, restructure or shut down its banks as part of a
vital clean-up of the industry, International Monetary Fund managing director
Christine Lagarde said.
Tobin
Tax is madness for Europe, and economic war against Britain - The
Telegraph
France's experiment with the Tobin Tax has proved a spectacular flop. Its
finance ministry admits that the scattershot levy on financial transactions has
raised just a third of the money expected since August.
'Strip
me of my knighthood and please accept my apology over HBOS collapse': Former
chief executive Sir James Crosby makes public act of contrition in wake of
scathing report - The Independent
The man branded the architect of the HBOS banking collapse has asked to be
stripped of his knighthood in an unprecedented move.
Business
is the biggest casualty as Sir James Crosby surrenders his knighthood -
The Telegraph
Wealth creation cannot flourish in a society that gleefully sets the dogs on
businessmen deemed to have failed.
RBS
faces IT failure investigation - BBC
Computer problems that affected RBS customers last summer are to be
investigated by the Financial Conduct Authority.
Big
Bang gave London top tier status - Financial Times
Thatcher’s shake-up let the City pull clear of its European rivals and got rid
of its clubby, boozy culture – but the legacy had its dark side
Banking
values - Financial Times
What does it take to change the culture of a British bank for the better? Two
reports out this week – one from parliament and the other from a large UK
banking group – give different perspectives on the same question. The first
convinces more than the second.
The
bizarre banking loophole that has opened up in Malta - The Guardian
Malta throws a spotlight on how secure our bank accounts really are – or aren't
Canada
to probe report that RBC outsourcing work - Reuters
TORONTO (Reuters) - Canada is investigating a report that its largest bank is
using temporary foreign workers hired by an outsourcing company to effectively
replace existing staff, a situation the government said it would not accept.
If you like the Finanser, check out the books of the blog: the Complete Banker Series
The Financial Services Club is sponsored by:
For details of sponsorship email us.
Chris M Skinner
Chris Skinner is best known as an independent commentator on the financial markets through his blog, TheFinanser.com, as author of the bestselling book Digital Bank, and Chair of the European networking forum the Financial Services Club. He has been voted one of the most influential people in banking by The Financial Brand (as well as one of the best blogs), a FinTech Titan (Next Bank), one of the Fintech Leaders you need to follow (City AM, Deluxe and Jax Finance), as well as one of the Top 40 most influential people in financial technology by the Wall Street Journal's Financial News. To learn more click here...